don't think about what can happen in a month quote poster

However, at age 60 she was so excited about her ability to retire and claim her pension that she jumped on the opportunity without digging into some important details. Samantha had retired and came to me looking for advice. Read:There is more to picking a place to retire than low taxes - avoid these 5 expensive mistakes Think ahead and plan ahead to maximize your retirement income. All of your decisions impact taxes and your Medicare premiums.

There are many possibilities around saving, pensions, catch-up contributions, investment withdrawals and housing choices. It's better to consider all options while still employed. Once you have left a company, there are fewer options for saving or strategizing a successful retirement. Read:Here's how you can save money on capital-gains taxes when you sell your home If and when you are thinking of retirement, the time to consult a financial person is five years before the anticipated date of leaving your job. Retirement is a major change in lifestyle and income.

Like planning and preparing for a career, the more done ahead of time, the smoother the transition into retirement. 'I retired last month and am trying to figure my financial situation out.'

Don't complicate their initial impression of you or future relationship with these opening lines:ġ. The first call to a new financial planner is difficult enough for many people, because asking for help often is.

Don't think about what can happen in a month quote poster